Get paid in full, upfront
We pay you the transaction amount within 48 hrs.
Your plan is our plan.
Life's purchases come at you fast. U.S. Bank AvvanceTM is a new flexible financing option that makes those purchases possible.
We offer quick, seamless installment loan options at checkout - matched to each individual's financial needs.
What is Avvance?
Avvance is a point of sale lending solution that allows consumers to finance purchases quickly and easily, all embedded in a seamless payment process. Enrolled merchants can send their customers invoices with a link to a quick application process that provides customers with real-time credit decisions.
FOR BUSINESSES
A new way to grow your business, hassle-free.
Avvance is a point of sale lending solution that allows your customers to finance their purchases quickly and easily. We seamlessly manage the payments, so you can concentrate on what’s important – growing your business.
No chasing payments
We collect monthly payments directly from your customer so you don’t have to.
More sales, more often
We give your customers buying power to make more purchases for new and repeat business.
Transparent pricing
You pay a fee for each loan and enrolling is free.
Avvance consumer installment loans are —
ABOUT US
A new solution from a trusted partner.
Avvance is backed by the strength and stability of Elavon and U.S. Bank - a subsidiary of U.S. Bancorp, the fifth-largest commercial bank in the United States, headquartered in Minneapolis.
We match customers to installment loans provided by U.S. Bank - each to individual financial needs.
Want to give your business a boost?
Avvance is currently offered through participating merchants but like you, we are always looking to grow! Share a few details with our team and you'll get access to exclusive content about point of sale lending.
FREQUENTLY ASKED QUESTIONS
Answers to our most common questions.
Avvance is a new point of sale lending solution that allows customers to finance their purchases quickly and easily. We offer seamless installment loan options at checkout - matched to individual financial needs.
Businesses can seamlessly manage the payments, so they can concentrate on what's important – growing their business.
Avvance is a payment method that seamlessly embeds into a business's payment process, providing their customers flexible options at the point of sale.
After enrolling in Avvance, a business simply sends their customer an invoice. The customer will receive a link to a quick application process that provides them with a real-time credit decision.
Once the application is approved and the customer selects a loan option, the sale is completed and the business is paid the full transaction amount within the next 48 hours.
The benefits of businesses using Avvance is that they get paid in full, upfront.
We pay businesses the full transaction amount within 48 hours and collect monthly payments directly from customers. We give customers buying power to make more purchases for new and repeat business.
The business pays a fee for each customer loan. There are no subscription fees. We don't charge monthly fees and enrolling is free.
Avvance empowers customers to pay in a way that compliments their individual financial position, giving them the flexibility to say “yes” to life’s purchases.
Avvance installment loans offer customers simple, flexible and transparent payment options from a trusted partner - U.S. Bank. Consumer installment loan financing terms via U.S. Bank range from 0% - 24.99% APR (Annual Percentage Rate) with repayment plans from 3 - 60 months for transactions between $300 - $25,000.
The application is quick and easy, with real-time approvals, all from the customer's personal device.