The benefits of businesses using Avvance is that they get paid in full, upfront. We pay businesses the full transaction amount within 48 hours and collect monthly payments directly from customers. We give customers buying power to make more purchases for new and repeat business. The business pays a fee for each customer loan. There are no subscription fees. We don't charge monthly fees and enrolling is free.
Grow your business with U.S. Bank Avvance®.
Fill out the form and our team will reach out to discuss how to offer point-of-sale financing to your customers.

The customer-first financing option.
Your customers expect flexible payment options to help them budget for large purchases:
- Loan options from $300 - $25,000.
- Repayment terms from 3 to 60 months.
- A fast, secure mobile-friendly application process.
- Customer repayment and servicing through the award-winning U.S. Bank mobile app.
Help your customers unlock spending power.
Put your pre-approval link and mobile code wherever your customers find your business. You get a lead notification each time a customer is pre-approved with U.S. Bank Avvance.
The benefits are clear with U.S. Bank Avvance.
Seamless for businesses
Put the option to finance wherever customers pay for services. Sign up is quick, and there's no subscription or fees to enroll.
Easy for customers
Customers get buying power when they use pre-approval. An application only takes 1-2 minutes from their mobile phone.
Built by U.S. Bank
Peace of mind with a lending product from an ethical and trustworthy financial institution. Consumer repayment and servicing through U.S. Bank.

- Web and digital marketing tools
- Social media posts and assets
- Strategies and collateral to advertise in-field
- In-store signage and graphics

More about us.
We're building payment products that help businesses and customers achieve their individual goals each and every day.
Frequently asked questions