Give customers the choice of Avvance

With flexible financing from $300 to $25,000, hand your customers more purchasing power while you reach your business goals.




"Business owners need to investigate whether this product has value to their business.

Would your customers buy more and spend more if you offer point-of-sale lending options?

We know the answer empirically is yes."


Rob Seidman, Head of Product BNPL/POS Lending, U.S. Bank



Avvance makes "yes" possible - for you and your customers

You work hard to attract and serve your customers. When customers walk away from a purchase, it impacts your business. 

  • Offering financing solutions can turn those sales opportunities into sales wins today. 
  • Give your customers the power to quickly apply for and accept financing options in real time.

Avvance is a point of sale lending solution that helps consumers finance purchases quickly and easily, all embedded in a seamless payment process.


Avvance turns "Maybe someday" into "Yes, today!"

Make flexible financing the next step in your business plans, so you and your customers can start saying “yes” to more.


How Avvance fits with your business


Get paid in full, upfront

Receive your funds in full, within 48 hours, on every transaction.


Win more sales, more often

Give your customers the confidence to buy now.


Increase transaction sizes

Financing makes important purchases affordable.




Stand apart from the competition

You choose which financing options you want to offer.  

Attract more customers with 0% financing for shorter periods or help customers spread payments over a longer term with a competitive rate. You decide.


Customers expect Buy Now, Pay Later for big purchases


of consumers favor fixed monthly payment plans1

1 in 5

consider BNPL financing for purchases $1,000 and higher2


expect a seamless point-of-sale experience1


Add Avvance today

In just a few clicks, include Avvance as a payment option on your account.



Experience Avvance

Avvance is a first-of-its-kind integrated financing solution backed by U.S. Bank, with the service and security you expect from a financial solution provider.

  • 24/7 support for you and your customers
  • Extensive resources for your team
  • Industry insights from a trusted provider

With consumer lending offered by U.S. Bank, you can trust that your customers are in good hands.


Finance is always evolving

Whether you’re curious about point of sale lending or want to see our products in action, we have resources to keep you in the know. Download our whitepaper below to learn how point of sale is evolving, or watch our how-to video to see just how easy our application process is. 

How To: Customer paying with Avvance



U.S. Bank announces consumer installment loan offering

The Business of Buy Now, Pay Later and Point-of-Sale Lending



Turn "Maybe someday" into "Yes, today!" 

Make flexible financing the next step in your business plans, so you and your customers can start saying “yes” to more.


Fill out the form today, and our team will contact you to get started with Avvance.

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Thanks for your interest in Avvance. We'll be in touch soon.


Answers to your hard-hitting business questions