merchant

Calculate your estimated monthly payment

What's your credit score range?

How to make your purchase with Avvance

Get pre-approved

See how much you qualify for without any impact to your credit, then contact your merchant.

Choose your terms

Pick a plan that works for you with low-to-no interest rate financing.

Make payments

Setup autopay and manage your payments with the award winning U.S. Bank app2.

Frequently asked questions

 

Avvance is an insatllment loan solution to help you finance your purchases. You can see qualified installment loan options before any impact to your credit score, choose the option that works best for you, and then you can apply quickly and easily from your device.

When you recieve your invoce via email, after clicking "pay invoice", you'll see payment accepted. If you choose to finance with Avvance, you fill out application and if you qualify for loans, you'll be shown several installment loan options to choose from. Once you apply, we'll pay the merchant directly for services, then you pay your monthly installments.

 

We'll need to collect personal information including:

  • Date of birth
  • Social Security number
  • Address
  • Mobile phone number
  • Annual income

Rest assured,  the application process is secure and none of your information will be shared or distributed.

 

Giving your information to see what offers you're eligible for will not affect your credit score. After choosing a loan offer, we may request a full credit report, which could impact you credit score.

View all frequently asked questions
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Disclosures

  1. Annual Percentage Rates (APR) range from 0%-24.99%. Not all rates are available for all merchants. 0% APR loan options, including promotions, may be available depending on merchant participation and customer qualification. All rates are subject to an eligibility check and approval. Maximum loan amounts and available loan options provided by U.S. Bank depend on your credit score and purchase amount.

  2. To pay your bill online, set up autopay and view statements for your U.S. Bank Avvance installment loan, you must sign up for and use the U.S. Bank Mobile App or online banking.

  3. Automatic payments and U.S. Bank personal checking or savings account aren’t required for loan approval.